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//  How to Qualify

QUALIFYING CRITERIA.

The KZN Growth Fund Agency offers funding to support black-owned businesses in KwaZulu-Natal, focusing on capital expenditure projects between R20 million and R100 million. Eligible companies must be 51% black-owned and meet specific documentation requirements, including business registration, tax clearance, B-BBEE certification, and a financial model.

This initiative promotes economic empowerment and growth within the province.

Project must be based in KwaZulu-Natal

Business must be 26% or more indigenous black-owned after funding.

Business must be registered as a Private Company or be willing to convert after funding approval.

Funding must be for Capital Expenditure

Business must 51% or more black-owned

Funding amount must be between R20 Million and R100 million

Apply Now

SUPPORTING DOCUMENTS.

  • Representative Power of attorney (POA)*
  • Business Plan (Min information as outlined)*
  • Certified copies of the applicants and any other entity shareholder documents of incorporation and registration certificate/s*
  • Certified ID copies of Shareholders, Directors, CEO and person representing the company*
  • Certified recent Tax Clearance Certificate*
  • B-BBEE certificate or letter from external auditor or registered accounting officer verifying the percentage of black ownership*
  • Details of your auditors and bankers, including contact person and telephone number (if available)
  • Copy of Environmental Impact Assessment approval or waiver thereof (if applicable)
  • Copy of relevant pre-construction permits or application thereof (if available)
  • Quotations for Capex*
  • Supplier agreements*
  • Financial Model (Must be in excel format)*
Apply Now

Key Advantages.

Provide debt
or equity

Competitive pricing starting from below prime depending on clients’ risk profile

Interest and capital repayment holidays of up to 2 years

A sculptured repayment profile

Loan term ranging between five and nine years

Project’s assets can serve as primary security

Cash flow based funding

Access to professional business networks that support our clients’ business success

Entrepreneurial approach which allows sufficient flexibility to respond to our clients' needs

Tailor-made solutions in line with the KZN Government’s call for job creation and BBBEE

Completely innovative solutions to finance any qualifying opportunities. This includes structured senior debt, mezzanine debt and equity products (including quasi-equity) T&C's apply

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