// Offerings

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Target Sectors.
The KZN Growth Fund targets projects and investments across many sectors in the province with the exception of residential property and sin industries (tobacco, gambling, etc.)
KGFA continues to finance projects from the following priority sectors:
Telecommunications
Power and energy
Transport and logistics
Manufacturing
Health and Education
Agro-processing and tourism
Any other sector, which may promote the objectives of the Fund, provided it satisfies the investment policy of the Fund.
Mining and mineral benefaction
Key Advantages.
Provide debt
or equity
Competitive pricing starting from below prime depending on clients’ risk profile
Interest and capital repayment holidays of up to 2 years
A sculptured repayment profile
Loan term ranging between five and nine years
Project’s assets can serve as primary security
Cash flow based funding
Access to professional business networks that support our clients’ business success
Entrepreneurial approach which allows sufficient flexibility to respond to our clients' needs
Tailor-made solutions in line with the KZN Government’s call for job creation and BBBEE
Completely innovative solutions to finance any qualifying opportunities. This includes structured senior debt, mezzanine debt and equity products (including quasi-equity) T&C's apply
PROJECT REQUIREMENTS.
